A question to consider

What does insurance mean?

By JOSH UNDERWOOD “What does insurance mean?” That’s a question that I bet crosses some folks’ minds from time to time. And why wouldn’t it? You are paying a premium for something that’s seemingly invisible and only comes into play if something unfortunate happens to you. So what DOES insurance mean? Here’s what it means:…

Read More

Do you like the idea of being a safer driver?

Do you like the idea of being a safer driver?

If you like the idea of being a safer driver and earning a premium that better reflects your personal driving habits, check out our agent Josh Underwood’s latest update on his venture into usage-based insurance. Give us a call at (270) 651-2194 to learn more.  

Read More

Update on experience with usage-based insurance

Update on experience with usage based insurance

Our agent Josh Underwood is back with an update on his experience with usage-based insurance for his auto insurance. To learn more or for a free home and auto insurance review, give us a call at (270) 651-2194, “The Friendliest Agency in Town.”

Read More

Usage-based auto insurance gaining ground

Usage-based auto insurance gaining ground

By JOSH UNDERWOOD Auto insurance carriers today are looking for better ways to individualize a person’s insurance rates. More and more, the way they are doing this is through telematics, where your personal driving style determines your insurance rate. You plug a device in your car, and it measures things like fast acceleration, hard braking,…

Read More

Don’t get left out in the cold without renters insurance

Don’t get left out in the cold without renters insurance

By JOSH UNDERWOOD It’s easy to think of renters insurance as providing coverage strictly for one’s belongings. “I don’t have much stuff,” someone might say as to why he/she does not need renters insurance. The truth is, there’s much more to renters insurance than just insuring your personal property. The personal property coverage is important,…

Read More

Should I carry comp and collision coverage?

Should I carry comp and collision coverage?

By JOSH UNDERWOOD Full coverage or no full coverage? That is the question. I had an old car that I carried full coverage on for the longest time. One day I decided to check to see how much I might save if I removed comprehensive and collision coverage. The saving was minimal, so I just…

Read More

Auto replacement cost coverage a terrific option

By JOSH UNDERWOOD Walking through an auto dealership the other day, I couldn’t help but be impressed by all the new vehicles on the lot. Every year, cars and trucks get fancier, sleeker and harder to resist. When you slide into that new seat with that new car smell and turn the ignition key, it…

Read More